Introducing a new way to protect your business, help ensure you get paid, and allow you to escalate your overdue debtors to us for a single monthly fee.
Our monthly subscription service offers a simple and easy cloud-based terms and conditions of trade solution including unlimited debt loading for a low cost of $99 (+GST) per month. No up-front cost (saving you $2,500 or more) and no debt load fee for loading your slow-paying customers with us for resolution.
This means you get ongoing protection and a clear escalation path if customers don’t pay you on time.
Comprehensive Terms and Conditions of Trade based on a full redesign completed in 2023. Our terms and conditions are focussed on ensuring that you get paid. This is a premium product that we constantly update in order to keep pace with the latest legislation.
We clearly lay out the obligations of both parties and cover:
We include references to:
We also assess fairness with respect to:
Send us your overdue invoices for resolution and save yourself the time and hassle of chasing your slow-paying customers (saving $50 per customer) – minimum debt value $250.
Resolving overdue accounts is at the very core of what we do. Every day, we work with hundreds of kiwi businesses to ensure that they get paid.
Our resolution process is simple and easy for you to escalate your overdue invoices to us.
Our user-friendly web portal makes passing on your customer information easy.
If you use Xero or myob, you can connect your account and pull your customer and invoice data directly from there.
We get to work immediately to get your invoices paid from a resolution-based approach that helps to keep customer relationships intact.
You are empowered to escalate any customers that don’t keep their commitment to you.
Our Kiwi team is driven to resolve your outstanding accounts. If we are unsuccessful, we don’t get paid – commission is payable to us in the event of a successful result as per our terms and conditions.
Check out our FAQ section below. Can’t find the answer you are looking for? Don’t hesitate to give us a call, we are more than happy to help.
There is no minimum term. You can cancel any time.
You have a right to use the terms and conditions in your business for the duration of your subscription. Ownership and copyright of the terms remains with us and you must not copy or disseminate the terms and conditions in any way except for linking to them.
There are a number of reasons for this. Firstly, every business is unique and someone else’s terms and conditions are unlikely to be applicable to your business. Secondly, as the terms and conditions are our intellectual property, we take any infringement on their copyright very seriously and we have measures in place to prevent plagiarism, to monitor and to track unauthorised activity. If we find that there has been unauthorised distribution of our terms, we will take action.
If you cancel, the Terms and conditions will no longer be available online and you will no longer have any benefit from them. You can still escalate overdue customers to us however you will need to pay our debt load fee. You can restart your subscription at any time.
Payment is monthly via direct debit.
Yes, the minimum account/customer escalation value is $250 per customer. Any customers loaded below this value will be subject to a debt load fee.
We work on a no collection, no commission cost structure.
There is no upfront debt load fee.
Commission is charged to you based on the total payment received or arranged for recovery.
This is regardless of whether any recovery costs involved are collected.
Our commission charges (excluding GST) are as follows:
25% on the first $10,000.00
15% on the next $10,000.00
5% over $20,000.00
If you sell good and services, our cloud-based terms and conditions will be suitable. Some industries require terms and conditions to cover additional legislation and these industries may not be covered. We can work through this when we talk through the needs and risks of your business. The chances are that your business will be covered by our cloud-based solution, if not, then we may be able to help with a more traditional solution.
EXCELLENT Based on 166 reviews Jarrod Hope28 March 2025Trustindex verifies that the original source of the review is Google. Colin at EC Credit Control provided us with clear and comprehensive terms of trade for our business. Their professionalism and attention to detail made the process smooth and stress-free. Highly recommend their services!" Nick Watts26 March 2025Trustindex verifies that the original source of the review is Google. Super stoked with EC Credit Control - They fulfilled all our requirements for our customers TOT's. They also offer a great PDF fillable account for which makes filling them out a whole lot easier. Shaun at EC was extremely good to deal with. Prompt quick turnaround service, highly recommend. Rowan Meade10 March 2025Trustindex verifies that the original source of the review is Google. Shona at EC Credit Control was excellent. She gave me fantastic advice, and was great at communicating with me quickly. Highly recommend their services if you need someone to collect a debt for your business. Mr Lift Accounts10 March 2025Trustindex verifies that the original source of the review is Google. Fantastic professional service I highly recommend G J7 March 2025Trustindex verifies that the original source of the review is Google. Great company to deal with Keith Tarsau19 February 2025Trustindex verifies that the original source of the review is Google. Great team, great communication and great results. Thank you so much for your help! Issy Lu13 February 2025Trustindex verifies that the original source of the review is Google. We are fortunate to have Toni as our credit consultant. He is exceptionally professional, patient, and consistently takes the time to explain complex concepts in a clear and understandable way. His support has been invaluable to our team. Carl Barakat16 January 2025Trustindex verifies that the original source of the review is Google. Great to work with, makes everything super clear and easy to implementVerified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Our business is NZ owned.
EC Credit Control (NZ) Ltd